6 Things To Avoid To Protect Your Credit Score
America lives in credit and it is known that Americans spend more than they earned and it was made possible because of debt and credit. It is nice to pay everything in cash but if you want to purchase...
View ArticleFinancing Options for Your Home-Based or Small Business
While most of home businesses require a very low start-up cost, there are still a lot of home based businesses that require some start-up capital to use for working capital and to purchase inventory...
View ArticleWhy It Makes Financial Sense To Buy A House
Home ownership will always be a dream for majority of us. We seem to associate home ownership with the standard of living. Thus, some of us would feel a sense of  improvement on our living status...
View ArticleHow Your FICO Score Impacts Your Purchasing Power
I remember the very first time I bought a brand new car for more than a decade ago. I was still a student then and have very little knowledge of personal finance. In addition, I did not clearly...
View ArticleThe Home Mortgage Interest Deduction
One big advantage of owning a home is if you carry out a mortgage when you first purchase it, the mortgage interest that you paid may be tax deductible. This may include the loans you used to purchased...
View ArticleSchedule A: Interest Expense You Can Deduct
Interest expense is the amount of money you pay for the use of borrowed funds. Certain types of interest expense may be deductible depending on where you use those borrowed money. Most consumers have...
View ArticleClaiming Mortgage Interest Credit On Your Tax Return
If you think that there are no more tax credit for first time home buyer’s credit, think again!! One tax credit that has been around since 1984 but has been overlooked by most home buyer is the...
View ArticleWhy You Should Fight For Every Percent You Can Get on Your Finances
1%, it seems so little and potentially, a regular person may think that it is very immaterial. However, when you apply it to your finances, this one percent makes a big difference!! The Effect on Your...
View ArticleNeed A Down Payment For Your House? Your City or County May Have Free Money...
Most bank are requiring you to put in a down payment when buying a home. Gone are those days where you can get zero down payment or borrow second mortgages as your down payment if you are obtaining...
View ArticleFICO Score: What It Is and The Main Categories
These percentages are based on the importance of the five categories for the general population. For particular groups – for example, people who have not been using credit long – the importance of...
View Article
More Pages to Explore .....